|
Cancer Insurance is provided through Allstate Workplace Division. You have two
plan options and two levels of coverage to choose from, depending on how much
coverage you need. In addition to cancer, this insurance pays benefits for 29
other specified diseases such as Muscular Dystrophy, Multiple Sclerosis,
Tuberculosis, and Sickle Cell Anemia. A complete list of the covered
diseases is located in the
certificate of coverage.
Important:
If you enroll in this plan the first time it is offered to you (as a new
employee), you may elect coverage on a guaranteed basis without providing
Evidence of Insurability (EOI). However if you have had a diagnosis of cancer within
the past twelve months, the plan will not pay claims for the first twelve months during
which it is in effect.
Coverage
You can choose between the three plan options depending on your cancer insurance
needs. All three plan options offer the same type of benefits and/or services.
However in most cases, the amount of coverage differs. The benefits under the
Low, High and Premium Options are progressively higher than the previous option.
Refer to the "Summary of Benefits" online for more details.
The monthly premium you pay for cancer coverage is based on the plan you choose
and whether you choose to cover yourself or yourself and your family:
|
Cost |
Employee
Only |
Employee
and Family |
|
Low Option |
$6.78 |
$11.26 |
|
High Option |
$15.68 |
$26.06 |
|
Premium Option |
$21.64 |
$35.96 |
Allstate Workplace Division (American Heritage Life Insurance Company) Toll free Number:
1-800-521-3535.
For more information, please read this page:
Cancer Insurance,
or email or call Amy Owenby at 350-2357.
Back
to the top
Comments
to: Lisa Honeycutt
|
